Purchase Financing
Pre-approvals, first-time buyer programs and financing that keeps pace with a competitive market.
Learn moreMortgage broker · Ontario
The right mortgage, explained in plain language.
Whether you're buying your first home, refinancing or coming up for renewal, Cody compares dozens of lenders to find the fit for you, not for the bank.
5.0 rating on Google
Licensed & independent
Photo of Cody
50+
lenders
compared
compared
“Got us a better rate than our bank and explained every step.”
10+Years in lending
$250M+In mortgages funded
24hTypical pre-approval turnaround
$0Cost to you for most residential mortgages
Services
How Cody can help
Three ways to work together, each with the same approach: clear advice, quick answers and a plan that fits your life.
Refinancing
Tap into your home's equity, consolidate higher-interest debt or restructure your mortgage to fit today.
Learn moreRenewals
Don't just sign the renewal letter. Compare your options across lenders before your term ends.
Learn moreHow it works
A simple process from first call to funding
No jargon, no surprises. Here's what working with Cody looks like.
01
Quick conversation
A 15-minute call to understand your goals, timeline and what matters most to you.
02
Apply once
One secure online application. Cody handles the paperwork and shops it to the right lenders.
03
Compare your options
You'll get a clear side-by-side of rates, terms and features, with a recommendation you can question.
04
Fund and follow up
Cody works with your lawyer and lender to closing, then checks in as your term progresses.
Cody meeting a client
Why Cody
Independent advice, on your side of the table
Banks offer their products. A broker compares the market. Cody works for you, and lenders pay his fee on most residential mortgages.
- Access to banks, credit unions, monoline and alternative lenders
- Straight answers on what you can afford and what it will cost
- Pre-approvals that hold up when you make an offer
- One point of contact from application to closing
Client reviews
What clients say about working with Cody
August 2026
“Cody made our first home purchase feel manageable. He explained every step, answered late-night texts and got us a better rate than our bank offered. Couldn't recommend him more.”
Verified Google review
June 2026
“We refinanced to consolidate some debt and Cody walked us through the numbers honestly, including when it didn't make sense to borrow more. That kind of advice is rare.”
Verified Google review
April 2026
“Our renewal was coming up and we assumed we'd just sign with our current lender. Cody found us a lower rate elsewhere and handled the switch. Saved us thousands over the term.”
Verified Google review
Reviews shown are sample content. The live site will display reviews pulled automatically from Cody's Google Business Profile.
Ready to talk about your mortgage?
Book a free, no-pressure call. Cody will walk you through your options and what to expect, in plain language.