Honest numbers first
You'll know what you qualify for, what it costs monthly and what the trade-offs are before you fall in love with a listing.
About
Meet Cody Nixon
A mortgage agent who'd rather explain the fine print than rush you past it.
Background
Cody spent the first part of his career on the lending side, underwriting mortgages for one of Canada's larger financial institutions. He saw first-hand how often good applicants were turned away or offered a single product because it was the only one on the shelf.
In 2016 he moved to the brokerage side so he could work for clients instead of a lender. Since then he has helped hundreds of families and investors across Ontario buy, refinance and renew, from first condos to multi-unit portfolios.
Outside of work you'll find him on the trails, coaching youth hockey or slowly renovating a house that always needs one more thing.
Photo of Cody
Approach
How Cody works
Three commitments that shape every file, whether it's a $300,000 first purchase or a complex refinance.
The whole market, not one shelf
Cody compares banks, credit unions, monoline and alternative lenders so the recommendation is about fit, not convenience.
Quick, direct answers
Texts get answered. Questions get real responses. You always know where your file stands.
Credentials
Licensed, insured and accountable
LicenceMortgage Agent, Licence #00000000
Licensed under the provincial regulator
BrokerageBrokerage Name Inc.
Brokerage licence #00000
Experience10+ years in lending
Underwriting and brokering since 2014
EducationMortgage Agent Program
Ongoing continuing-education requirements met annually
Have a question? Just ask.
There's no obligation and no pressure. If a mortgage isn't the right move for you right now, Cody will tell you.